Common Myths about Workers’ Compensation

When you are injured on the job, you are entitled to workers’ compensation to help you cover medical expenses and lost wages. Workers compensation claims are very common; however, certain myths about them nonetheless continue to circulate. When you have questions about filing a claim for a work-related injury, it’s best to consult with an Iowa workers’ compensation attorney. Below are five of the myths we hear most often at the Law Offices of James P. Hoffman.

Myth 1: Your injury must occur on the jobsite. – Workers’ compensation benefits cover any injury you sustain while doing your job, not just at your place of employment or jobsite. For example, you may qualify if you are injured in a car accident while on the way to work-related appointments.

Myth 2: Your employer will help you optimize your benefits. -- While many employers do help injured employees with the process, they do not necessarily assist you with obtaining maximal coverage. And while most claims will not require legal representation, an experienced attorney will ensure you receive the full benefits you deserve.

Myth 3: Attorney’s fees will take the majority of your compensation. -- In workers comp cases, legal fees are often limited by statute. Your attorney will let you know upfront what to expect regarding cost.

Myth 4: Workers’ compensation is the only recourse for your injury. -- If your injury is due to another’s negligence, you may qualify for a personal injury claim for financial compensation.

Myth 5: You can be fired for your workers’ compensation claim. -- By law, employers cannot discriminate on the basis of physical or mental disability. Your employer cannot fire you for exercising your right to use workers’ compensation. You will be held to the same standards regarding your employment status as before you were injured. 

If you have trouble filing your claim, or your claim is denied, schedule an appointment with an experienced Iowa workers compensation attorney. At our firm, we fight to win the settlements our clients deserve.