Workers’ Compensation 101 - What You Should Know

When you’ve been injured on the job, there’s a very good chance that you’re going to be facing lost wages and medical expenses. It’s a severe burden to shoulder on your own, and that’s why workers’ compensation was created. Granted, it can be a challenging field to understand, and that’s why you should seek a firm experienced in Iowa workers’ compensation law for answers.

At the Law Offices of James P. Hoffman, we have a wealth of experience in this area, and we’re happy to share it with you. This post can be seen as a primer about workers’ compensation law.

Workers’ comp, as it’s known, was created a way for injured workers to receive compensation while reducing suits against employers by employees who were hurt on the job. These laws are administered at the state level.

Here is what’s covered under workers compensation law:

• Lost Wages
• Future Income Loss
• Medical Costs
• Benefit Payments to Family of an Employee Killed on the Job
• Now, let’s take a look at what isn’t covered. You cannot expect payments for:
• Pain and Suffering
• Punitive Damages
• Compensation for Employee Negligence

There are many factors for consideration in a workers’ comp case, and it’s always best to seek legal advice for your matter.