It’s not possible to predict when an injury will occur at your workplace and the impact it can have on your health and income. That is the main reason why it’s a good idea to have workers’ compensation and disability insurance. Taking this precautionary step provides peace of mind if an accident happens and you cannot support your family.
At the Law Offices of James P. Hoffman, our Iowa personal injury lawyer has dealt with many workers’ compensation cases. We’ll draw upon that experience for this blog post on claiming benefits.
If you’re injured on the job and permanently disabled and cannot work, you may be eligible for both insurance and disability benefits. In that case, it’s possible that one income source may not be enough to cover your expenses, and you may require both.
It’s good to know that receiving private insurance benefits will not prevent you from claiming Social Security disability benefits. However, having workers’ comp and disability benefits simultaneously may reduce your Social Security amount.
If you would like to learn more about getting compensation after a work injury, please feel free to contact the Law Offices of James P. Hoffman, and we’ll be happy to answer your questions.
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